Shield Life & Legacy
Shield Life & LegacyINSURANCE (385) 324-2418
Mortgage Protection Insurance

Your Mortgage Doesn't Stop When You Do.

A simple plan is built to cover what's left on your mortgage if something happens to you — so your family isn't forced to sell, refinance, or move. Takes under a minute to see what fits.

No obligation. A real licensed agent calls you back — not a call center — to walk through your mortgage and a few quick health questions, and find what actually fits.
Jonah El-Farra
Jonah El-Farra
Licensed Life Insurance Agent · NPN #22127176
★★★★★
$264,162
The average mortgage balance U.S. homeowners carry today — a balance that doesn't disappear if your income does. Source: Experian, March 2026

See what fits your mortgage

Quick context first: mortgage protection insurance is a separate policy from your homeowner's insurance — it's built to pay toward what you still owe if something happens to you, so your family isn't forced to sell or refinance to keep the house. Four quick questions, then we'll show you the next step. Nothing is charged and nothing is shared without your consent.

Question 1 of 4 33%
Do you currently have a mortgage on your home?

Who you'll actually talk to

Jonah El-Farra
Jonah El-Farra
Licensed Life Insurance Agent — NPN #22127176

"I help families put a simple, affordable plan in place so a mortgage payment never becomes a financial emergency for the people you love. I'll walk you through your options over the phone — no pressure, no obligation."

What this coverage actually does

1
Built around what you want it to do.

Some families want the mortgage paid off completely. Others just want the payment covered for a stretch while they get back on their feet. This plan flexes to either one.

2
Coverage that's simple to get.

Most mortgage protection plans are simplified-issue — a short health questionnaire instead of a complicated medical exam or paperwork.

3
A plan that fits your budget.

Options are available at a range of price points, so your coverage fits comfortably next to your actual mortgage payment.

Common questions

Will I have to take a medical exam?

Most mortgage protection plans are simplified-issue — a short set of health questions rather than a medical exam. Jonah works with multiple carriers, so if one won't work for your health history, there's usually another option.

How fast does coverage start?

It depends on the carrier and your answers, but many simplified-issue plans can be approved within days, not weeks.

Does filling this out obligate me to buy anything?

No. This just gets you a phone call from a real licensed agent to go over your options. There's no cost and no obligation to enroll.

Is this the same as my homeowner's insurance?

No. Homeowner's insurance protects the physical house from damage. Mortgage protection is a life insurance policy — it pays toward what you still owe if something happens to you, so your family isn't stuck covering the balance on their own.